Amazon is offering a FREE Kindle download of Deal with Your Debt: Free Yourself from What You Owe by Liz Weston (reg. $24.99!).
About the book:
Struggling with debt? Get realistic help that’s actually useful, from Liz Weston, one of the most popular and respected personal finance experts! Today, people struggling with debt have far fewer options: lenders are stingier, which makes it harder to avert disaster or to recover from setbacks like foreclosure, short sales, or bankruptcy. Also, debt in retirement in on the rise, so unless people sort out their financial situation, even retirement may become quite a stressful situation.
(Meanwhile, people with good credit have more options than ever, including some of the lowest interest rates in decades.) They can use the best credit cards to build credit and create a good rating whereas it might be hard for some than it is for others. You need an up-to-date guide that can help you assess options, find help, discover opportunities, and take action that works. Liz Weston’s Deal with Your Debt, Updated and Revised Edition is that guide. Weston reveals why most “conventional wisdom” about debt is just dead wrong. For most people, it’s simply impractical to pay off every dime of debt and live forever debt-free. In fact, doing that can leave you a lot poorer in the long run. You’re more likely to give up or pay off the wrong debts. You could leave yourself too little flexibility to survive a financial crisis. Some even take out payday loans to help make big payments on their existing debts and somehow end up in a vicious cycle. You could neglect saving for retirement. You might even wind up in bankruptcy — just what you’re trying to avoid! For most people, it’s smarter to control and manage debt effectively. In this extensively updated guide, Weston shows how to do that. You’ll learn which debts can actually help build wealth over time, and which are simply toxic. It can help you create an effective strategy to combat your debt, whether it be doing it on your own or enlisting the services of a Payday Loan Consolidation service, you will be able to start making a dent in your debt. If you’re someone who has multiple debts, consolidating your loans brings them all together and allows you to have one monthly payment, paying them all off at once but you’ll learn all about it in this book. You’ll find up-to-date, real-world strategies for assessing and paying off debt, money-saving insights on which debts to tackle first, and crucial information about everything from debt consolidation loans to credit scores and credit counseling. Weston offers practical guidelines for assessing how much debt is safe — and compassionate, realistic guidance if you’ve gone beyond the safety zone. You may even get the answer to the question, What is debt settlement? If you’ve ever worried about debt, you’ll find the new edition of Deal with Your Debt absolutely indispensable.
Don’t have a Kindle? You can download the Kindle app for your Blackberry, iPhone, Mac, or PC here.
Remember – Amazon eBook prices change frequently and without notice. Please verify that this eBook is still FREE before purchasing.