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How to be a Generous Frugal Friend

August 25th, 2009 By Kaley
This post may contain affiliate links, which means I will make a small commission if you click and make a purchase.

giving-gift

Let’s shoot straight. If you had to choose between two friends—the first being one who takes you on exotic vacations and buys you lavish gifts and the other being one who takes you to CVS and gives you the free half of her latest B1G1 free deal—would it really be a toss-up? I think not.

I mean, who doesn’t want a friend with Oprah-esque generosity and wads of disposable income with which to buy your love? I’d be happy to sign up for that.

But we aren’t that kind of people, are we? No, we are the kind of people that count our money by the pennies and not by the millions. We are the kind of people that take great delight in scoring free Johnson’s Buddies soaps.

So, is it possible to be frugal and generous at the same time?

I say, “ABSOLUTELY!”

In fact, I think that we frugal people can actually enhance our generosity through frugality. Here are a few ways that I have learned how.

Share from your stockpile. I LOVE inviting others to benefit from the wealth of toothbrushes, deodorant, and shampoo in my closet. I’ve given away bundles of goodies to a friend who is moving into a new home, a friend whose husband is way on active duty, college students with a lack of cash flow, and to the local mission. The next time a friend is over invite them to go shopping in your closet. It’s so much fun!

Freeze up some of those $5 Dinners and pass them along when a friend is in need. They don’t need to know that most of the ingredients were free to cheap after coupons, rebates, and catalina deals!

Be on the alert for great deals that your friends will enjoy. I’ve signed friends up for free magazine subscriptions (using my personal information, of course!), sent them hot coupons, and scooped up free items in stores that I knew they would love. In fact, last weekend, I saved my family $125 on family vacation because of some great restaurant deals that I knew about. I’m pretty sure they love me a little bit more because of it too!

Share your knowledge. This is possibly the most fun. You know that old saying about teaching a man to fish and feeding him for a lifetime? I have a growing list of friends and family who thank me on a regular basis for teaching them how to CVS. Not everyone will jump on your offer to teach them how to coupon, but those who do will be changed forever!

Why not splurge a bit every once in a while? If you see a gift that screams your friend’s name and it doesn’t happen to be on clearance or free after ECBs, how about throwing caution to the wind and blessing your friend with it? Obviously, I don’t recommend spending more than your budget allows. But, with all the money you are saving elsewhere, I’m guessing you may have a little wiggle room for the occasional generous fling.

Ok, so maybe we aren’t Oprah. But that doesn’t mean we can’t be generous. Who knows—maybe with enough pennies pinched, we can actually save up for that girls’ getaway to the Caribbean someday!

Filed Under: Frugal Tips

CLOSED: Guest Post and Giveaway: How I Simplify my CVS Trip

August 24th, 2009 By Kaley
This post may contain affiliate links, which means I will make a small commission if you click and make a purchase.

A Note to my Readers:  My Mom once described coupons as those ‘pretty papers she threw away with the newspaper.”  That is, until I introduced her to shopping at CVS.  Now she and I giggle over the phone about our latest ECB deal and check up with each other on Sundays to be sure we remembered to pick up the paper.  She’s hooked.

So I asked her if she would write a guest post about the unique and fun method she uses to organize her next trip to CVS.  She graciously agreed.

If you are a CVS newbie or even a veteran, this method is a great way to simplify your next CVS shopping trip.  Check it out and then enter her giveaway!

“If I can’t see something, it doesn’t exist.”

–Nancy Hill

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I get overwhelmed in the presence of confusion, so you can imagine how overwhelmed I felt when I started my CVS adventure.  Picture this: with my hands full of coupons I’m trying to push my cart at the same time that I’m leafing through a 14-page CVS flyer and watching my stack of ECBs flutter to the floor.

Then, let’s see, is it the 4.0 oz., 4.2 oz. or the 4.6 oz. size? Is it the MaxFresh or the MaxWhite?  The Sensitive or the Advanced Whitening?  And when will I ever learn that Colgate is spelled C-O-L-G-A-T-E and Crest is spelled C-R-E-S-T?

Do you relate?  I thought so.

I am a visual learner. I can’t make neat piles like some of my organized friends do, because if I can’t see something, it doesn’t exist.  I finally came up with a shopping tool that works perfectly for me.

At the $1 Store, I found a 4×6 photo album (in which I would never put my photos); you know the type, with the top-loading slip-in sleeves.  It’s flimsy and flexible and fits perfectly in my purse. I decorated the cover of it, including, of course, the words Cha-Ching!

These are the steps I now take each week:

–When I get the latest CVS flyer, I go through each page with delicious anticipation and use a Sharpie to put fat black circles around everything that looks interesting.  (I try to get two flyers because I cut out the little ads with the colorful little pictures of the products.  Sometimes the ads are back-to-back, so a second flyer solves this little problem.)

–Then I pull up www.chachingonashoestring.com to study the current deals Kaley has  cooked up for me.

–Now I’m ready to cut out the pictures and product descriptions and slip them into my beautiful Cha-ching binder, one deal per sleeve.  Then I find my manufacturer coupons, any printed coupons or rainchecks and slip them behind the product picture.

cvs-book

For example, currently in one sleeve in my album I have a cut-out with Hellman’s 2/$4.00. Behind that I have a manufacturer coupon for  60 cents and a printed coupon for $1.00 off.  Since they ran out of Hellman’s when this deal was running, I got a raincheck so that is also slipped in behind the picture.

IT’S ALL THERE!!  I CAN SEE IT!!  IT’S SO SLEEK, SO SHINY!! I AM NOT OVERWHELMED!!

I do this for all the specials I plan to take advantage of.  There are still some sleeves empty at the end of the album; these are important because this last step was stressful for me before.

When I find the product on the shelf and put it in my cart, I leave that picture in the sleeve but pull out the coupons and slip them in the designated sleeve in the back next to the ECBs from past transactions. (I leave the pictures so when I get my receipt I go over the list of ECBs and compare them to my pictures. Several times they have failed to give me all my ECBs-gasp!)

Are you still with me? Don’t quit yet! I find the next product, drop it in my cart and pull out the coupons from behind the picture and put it in the same sleeve as the previous coupons. All the coupons I am going to need are in that one pocket ready to be pulled out and slapped on the counter.  Rainchecks should be in a third sleeve at the back of the album.

Now when I sashay up to the counter, I’m all ready and organized. 1) If I need rainchecks or if I’m using one, I start with those. 2) Then I put the rest of my products on the counter and let the clerk ring them up. 3) I pull out all my coupons from the one sleeve for her to deduct. So easy!  4) Finally I pull out the ECBs from their shiny home and watch the price shrink. Cha-ching!  Cha-ching!  Cha-ching!

If you think this is a tool that would work for you also, I have created three Cha-Ching! albums as a gift for the readers of this blog….

img_8804

So what do you have to  do to enter?  So glad you asked!

Here is how you can enter this 72 hour giveaway:

  1. Subscribe to our feed by e-mail or in a reader and leave a  comment telling us you did so.  (Yep–it’s free!) If you are already a subscriber, leave a comment letting us know. 
  2. We’ve joined Twitter! Get an additional entry by following us on Twitter and leaving a comment letting us know you are a follower.
  3. If you tweet or blog about this giveaway, add an additional comment for each to receive extra entries in the contest.

This giveaway ends at 8:00 a.m. EST on Thursday, August 27 2009. We’ll use Random.org to select the three winning comments. Winners will be notified by email and listed on this site.

Filed Under: Giveaways Tagged With: CVS

Target Deals Week of 8/23/09

August 23rd, 2009 By Kaley
This post may contain affiliate links, which means I will make a small commission if you click and make a purchase.

Here are my favorite Target deals this week, thanks to Marcy at Stretching a Buck.  Be sure to check out the rest of the list here!

~ WEEKLY DEALS ~

Reese’s Cups (8 pk, fun size) – $1/ea
Use $0.55/1 in 8/23 Smart Source insert
Final Price = $0.45/ea

Juicy Juice Drink Boxes (8 ct) – $1.97/ea
Use $0.50/2 in 8/9 Red Plum insert
Final Price = $1.47/ea when you buy 2

Jell-O Pudding or Gelatin Snacks (6 pk) – $2.25/ea
Use $0.50/1, $0.60/1 or $0.60/2 in 8/9 Smart Source insert
Final Price = $1.65-1.95/ea

Keebler Town House FlipSides, Chips Deluxe Cookies, Selected Others – $1.99/ea
Use $1/2 here
Final Price = $1.49/ea when you buy 2
* Receive $10 back via the Kellogg’s Fuel for School Rebate when you purchase 10 of these products in one transaction.

Nature Valley Granola Bars (12 ct) – $2.50/ea
Use $0.50/1 in 8/9 Smart Source insert or
Use $0.40/1 here, here here and here
Final Price = $2-2.10/ea

Let me know how your shopping trip goes!

Filed Under: Great Deals, Weekly store deals Tagged With: Target

Rite Aid Week of 8/23/09

August 23rd, 2009 By Kaley
This post may contain affiliate links, which means I will make a small commission if you click and make a purchase.

rite-aid-logo

If you are new to shopping at Rite Aid, I recommend checking out my Top 5 Tips for Drugstore Shopping and my  Top 5 Tips for Shopping at Rite Aid. Please note that coupons vary by region.  Read all about my coupon lingo here.

Here are my favorite deals this week at Rite Aid thanks to Charlene at My Frugal Adventures.  Head over here to see the rest of her list.  Don’t forget that you can sweeten these deals with this $5/$25 coupon!

FREE

Colgate Total $2.49
Use $1/1 coupon from 8/9 SS
Submit Rite Aid Rebate $2.49
Final Price: Free + $1 profit after coupon and rebate

Tylenol $2.99
Use $2/1 coupon from 8/23 RP (8hr +)
Submit $2 rebate
Final Price: $1 moneymaker after coupon and rebate

CHEAP

Scott Paper Towels 6pk $7.49
Use $1/1 printable HERE
Final Price: $6.49
Luvs Mega Mack Diapers $9.99
Use $1/1 from 7/12 SS
Final Price: $8.99

Cottonelle Wipes or Refill $1.99
Use $1/1 HERE (must register) or .50/1 from All You August
Final Price: .99-1.49

Check out the rest of the deals here!


Filed Under: Weekly store deals Tagged With: Rite Aid

Walgreens Week of 8/23/09

August 23rd, 2009 By Kaley
This post may contain affiliate links, which means I will make a small commission if you click and make a purchase.

If you are unfamiliar with shopping at Walgreens, you may want to check out my Top 5 Tips for Drugstore Shopping and my Top 5 Tips for Shopping at Walgreens.  Please note that coupons vary by region.  Read all about my coupon lingo here.

I am taking a break this week from my regular Walgreens post since we are packing up for our big move TOMORROW.  But, check out my favorite deals below from Andrea at Mommy Snacks and then head on over to her site for the rest of the list!

Register Reward Deals

$2.50 Kellogg’s Cereal:  $2 RR (purchase 2)
Includes:  Rice Krispies, Froot Loops, Corn Pops, Frosted Flakes
$1 on 2 in the 8/2 Kellogg’s Insert (exp 9/27)
FREE Rice Krispies via Vocalpoint Mailer
::  Kellogg’s Rebate (buy 10 items in one transaction)
Net Price FREE – $2 each
| $2 for 2 after coupons/RR! $2 Money-Maker with the Vocalpoint coupons!

$2 Keebler Crackers or Cookies:  $5 RR (purchase 4)
Includes:  Keebler Cookies or Crackers 11.5-16 oz, Cheez-It 7.5-9 oz
$1 on 2 in the 8/2 Kellogg’s Insert (exp 9/27)
::  Kellogg’s Rebate (buy 10 items in one transaction)
Net Price $1.50 each
| $1 for 4 after coupons/RR!

$8.99 Dryel Starter Kit or Refill:  $2 RR
$2 Printable here
Net Price $6.99 each
| $4.99 each after coupons/RR!

$2.50 Colgate Total Toothpaste:  $1 RR | $1.50 after RR!

$4 Listerine Products: $3 RR (purchase 2)
Includes:  Agent Cool Blue, Smart Rinse, Advanced, Total Care, Natural Citrus 16.9 oz
$.50 Listerine Printable in the coupons.com widget in right side bar
$.50 in the 4/26 RP Insert (exp 12/31)
$.50 in the 8/2 SS Insert (exp 12/31)
B1G1 FREE in the 8/2 SS Insert (exp 12/31)
Net Price $2 – $3.50 each | $1 – $4 for 2 after coupons/RR!


Head on over to Mommy Snacks to see the rest!


Filed Under: Weekly store deals Tagged With: walgreens

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My  name is Kaley. Wife, Mama, and Dreamer, I have a passion for saving money, living simply, and helping others find creative ways to live large on a limited budget.

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