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Guest Post: My Favorite Resource for Frugal Relaxation

April 12th, 2010 By Kaley
This post may contain affiliate links, which means I will make a small commission if you click and make a purchase.

We all enjoy moments of relaxing.

You know…those moments when you put your mind on “auto pilot” and just “veg” after a long day.  Or maybe it was a short day but packed with stress!  Whatever the reason, we all need time to simply “chill”.

In our home, our favorite way to “destressitize” is by watching a movie. (Do you like my new fancy word…“destressitize”?!) However, you can easily drop a lot of money in a few hours of relaxation and around here that is something we are trying to avoid.  According to WikiAnswers, the average cost for an adult to go to the movies is $10.50.  You can drastically lower the cost by enjoying Netflix* or Blockbuster online rental plans.

(*Personally, I suggest Netflix because you can watch instantly online as well as receive in the mail.)

However, I think it’s easy to forget another resource that costs either nothing at all, or possibly just a small fee depending on your location.  What is this cheap relaxation flick?

Vancouver Public LibraryIt’s called…

The Library.

I know, not as exciting as you wanted, but it may be worth the drive and the few dollars you’ll spend in gas.  At our local library they have a wide range of movies that can be taken out for up to a week at no cost at all.  If you combine this with the ability to borrow books you have just created a very cheap resource for both watching and reading to your relaxation!

We just canceled our Netflix account for the warmer months and instead we will be using our local library to keep us reading and watching at the cost of what it takes to drive there.  Considering the fact that the kids and I need an “out” on some days, I don’t even count the cost toward watching a movie!  I consider it to be an expense under my sanity fund!

Also, be sure to check into your library policy.  Some libraries allow you to put holds on movies, meaning that they will save them for you when they become available.  And just because one library in your city/town has a policy, does not mean it’s the same at the library across town!  A little time in searching their websites or calling them with some questions can save you some big change!

I hope you can watch your savings grow as you make the most of the resources around you!

And enjoy your cheap relaxation!

Kaley here with a Reader Question:  What are your ideas for frugal relaxation?  Give us your best tips!

* * * * *

1105091750This has been a guest post by Mandy the Trench Mommy who is the author of the blog www.FromTheTrenchesOfMotherhood.com and of a book review blog titled To Read, Or Not To Read.  She is the wife of an avid hunter and assistant pastor, mother of 3 children ages 6,4, & 3, and a woman who seeks to glorify God in all she does – blogging included!

Filed Under: Frugal Tips

Ask the Readers: Saving Money Around the House

January 20th, 2010 By Kaley
This post may contain affiliate links, which means I will make a small commission if you click and make a purchase.

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A reader e-mailed me with a great question about saving money around the house. I asked her if I could share the question with you all since I’m guessing there are some money-saving-around-the-house experts around these parts. This is what she wrote:

Kaley, I was just wondering what other tips you have for savings for around the house type things. Such as using the dishwasher vs. hand washing, etc. I would love to get my electric bill down about $30.00 and was wondering if you could write an article about general savings.

Since most of us have a long winter still facing us, I figured this would be a great time to tackle this topic. I’m sure any tips that people give will be most useful, it doesn’t matter how big or small, we’d all love to hear them! Once we get the ball rolling, I’m sure that people will give some great hints and tips for what they do to help them lower their energy bills.

So, help me out, dear readers. What are your best tips for saving money around the house? Have you made any changes that have significantly lower your energy bills? What’s your secret? Did you change energy providers? Do you use TXU plans or a similar company? Do you make sure you only have one light switched on at a time? Have you started reading your energy reading all the time, just so you know exactly much you are using? Please let me know in the comments down below what it is that you do to help with your energy savings. We want to learn any tips that you might have!

Filed Under: Frugal Tips

Introducing The Cha-Ching! Christmas Club

December 3rd, 2009 By Kaley
This post may contain affiliate links, which means I will make a small commission if you click and make a purchase.

Update: I’ve now created a series called The Cha-Ching! Christmas Club: Seven Days to Christmas Savings.  You can check out each step here:

Day 1: Cha-Ching! Christmas Club: Seven Days to Saving
Day 2: Let the Prep Begin!
Day 3: Making the Most of Freebies
Day 4: Show Me the Money!
Day 5: Saving with Surveys
Day 6: Shopping Strategies
Day 7: Let the Planning Begin!

***

I just want to let you all know how much I’ve enjoyed sharing my “How I Plan to Spend Less than $50 on Christmas” series with you all. Thanks for all of your interest and encouraging comments!

I’ve discovered that this series has been  a great way to help me keep track of my Christmas spending.  I would say that right now I have a little over half of my Christmas shopping done and I still haven’t touched that $50.  By using rebates, rewards programs, great deals, and Swag Bucks, I am well on my way to an under $50 Christmas!

I understand that an under $50 budget make me sound like “Grinch” is my middle name. However, I am actually going to be able to be more generous this year than in years past.  Because I am planning ahead and have these great resources, there is much more room for generosity!  I may be spending less than $50, but I am giving more than ever!

Here is what I want to do to help you do the same for Christmas next year.  I am officially inviting you to join the “Cha-Ching! Christmas Club”.  It’s similar to a Christmas Club you may join at your bank in that you’ll be setting money aside for Christmas.  The difference is that you need NO money to become a member and every cent you earn will be free money!!

Listed below are all of the resources that have helped me slash my Christmas budget this year plus a few more that have been recommended to me by others.

I recommend joining as many of them as possible and then setting aside all of your earnings from them for Christmas next year.  I think you will be amazed by next Christmas at how much money you will save simply by planning ahead.

It may take a few minutes to sign up for each of these and then you may need to set aside a few minutes a day to keep up with them.  But in this case, time really does = money!

Note: You may want to check out my Intro to Making Free Money Online post if you are new to all of this!

Rewards Programs:

  • For an extensive list of the best sites to earn gift cards, cash and more, check out my 31 Days to Earn Extra Cash Online series.

Other Ideas:

  • Rebates: Set them aside in your Cha-Ching Christmas fund!  (Check out the rebates I have posted recently here.  Keep in mind that some may have expired.)
  • If you are shopping online, be sure to sign up for Ebates, Cashbaq and ShopAtHome.  These sites offer cash back when you shop through their site.  Refer your friends to earn additional money in your account!
  • Freecycle: Don’t knock it until you’ve tried it!  This is a group that you can sign up for in your area and then give and get free stuff.  We were able to score a beautiful child-sized acoustic guitar for Griffin–don’t tell!

Leave me a comment if you decide to use some of these to start saving for Christmas next year, ok?  I’d love to see who’s joined the club!

Filed Under: 'Free Money', Frugal Tips, Great Deals, Saving money

Time Is Money. Seriously.

September 10th, 2009 By Kaley
This post may contain affiliate links, which means I will make a small commission if you click and make a purchase.

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clock_money

All right, dear readers, I’m outing myself here.  I’m going to let you in on a little secret.  Pinky swear not to tell anyone, ok?  Ready?

I believe in cutting corners.

Yep, you heard me right.  I believe wholeheartedly in finding shortcuts.

In fact, I spend a good part of my life trying to figure out how other people accomplish so much.  I simply do not seem to possess the super heroine-esque abilities other moms have who cook gourmet meals (all under $5), while teaching their children the ins and outs of the quadratic equation and keeping running spreadsheets of every coupon, sale, and catalina deal known to mankind.  These women are like Martha Stewart, Ma Ingalls, and the Secretary of the Treasury all rolled into one.  (And no, I don’t know who that is–thankyouverymuch.)

If you are that woman, I bless you.  I envy you.  But I am not you.

Thus my deeply held belief in corner cutting.

Let’s face it.  If you are going to take part in the game of saving money, it does take time.  Clipping coupons, planning your shopping trips in advance, watching for sales can all add up when it comes to your time.

So, I thought I’d share some of my most favorite time-saving strategies in the money-saving department.  If you feel overwhelmed with balancing the time you spend on saving money, possibly some of these tips will help lighten the load:

Sign up for e-Mealz. I’ve said it so many times before, but I will say it again.  I love e-Mealz!  (If you are unfamiliar with e-Mealz, you can read more here.)  In fact, just today, I needed to go grocery shopping.  So I printed out this week’s menu and shopping list and voila!  I was ready to go.  NO preparation required.  The time and stress that this saves me is HUGE!

Shop at ALDI. For those of you who live near an ALDI and have never tried it, I highly recommend it.  ALDI does not accept coupons and simply sells their own very inexpensive brands.  Today it took me about 30 minutes to finish my grocery shopping…even with two very squirmy little boys in tow.  There is no need to check prices or search through your coupon organizer, which saves so much time.  Of course, there are times when it is less expensive to buy certain groceries elsewhere with coupons.  But much of the time, ALDI has other stores beat by a mile.

Use the No-Clip Coupon method. I know some of you already have a system that works great for you.  But if you don’t, I recommend this system that simply involves filing coupon inserts each week and only clipping coupons when necessary.  I’ve shared it in detail here.(complete with pictures!)

Let others do the work. The fact that you are reading this blog probably means that you already believe in learning from others.  The day I discovered money saving blogs was life changing for me. (Thanks, Beckie!)  I had no idea that other people were willing to do the work of finding deals and matching coupons to sales and alerting me to coupons.  Hey–if they want to do the work for you, let them!

Find ways to save money by doing what you already do. Swag Bucks is probably my favorite example of this.  Who doesn’t search the web?  Why not earn free stuff for doing it?  Cashbaq and Ebates earn you money back for shopping online.  Upromise earns you money for stuff that you probably already buy.  You can even earn money simply for looking at ads with YouData.  Taking a few minutes to sign up for these things now can save you money and time in the long run.

Most importantly, don’t feel like you have to do it all! I used to feel like I needed to hit every deal, but then I realized that this simply isn’t feasible.  The world will not fall off its axis if you miss a free after ECB deal at CVS this week.  There will be plenty more to come.  I promise.

So, there you have it.  My secret’s out.  I am a bonafide money saving short cutter.

How about you?  What are your secrets for saving time while saving money?  Please share.

Or am the only Martha-Ma-Timothy-Geitner wanna-be there is?  (What?  I swagbucked it!)

Filed Under: Frugal Tips, Great Deals, Saving money

How to be a Generous Frugal Friend

August 25th, 2009 By Kaley
This post may contain affiliate links, which means I will make a small commission if you click and make a purchase.

giving-gift

Let’s shoot straight. If you had to choose between two friends—the first being one who takes you on exotic vacations and buys you lavish gifts and the other being one who takes you to CVS and gives you the free half of her latest B1G1 free deal—would it really be a toss-up? I think not.

I mean, who doesn’t want a friend with Oprah-esque generosity and wads of disposable income with which to buy your love? I’d be happy to sign up for that.

But we aren’t that kind of people, are we? No, we are the kind of people that count our money by the pennies and not by the millions. We are the kind of people that take great delight in scoring free Johnson’s Buddies soaps.

So, is it possible to be frugal and generous at the same time?

I say, “ABSOLUTELY!”

In fact, I think that we frugal people can actually enhance our generosity through frugality. Here are a few ways that I have learned how.

Share from your stockpile. I LOVE inviting others to benefit from the wealth of toothbrushes, deodorant, and shampoo in my closet. I’ve given away bundles of goodies to a friend who is moving into a new home, a friend whose husband is way on active duty, college students with a lack of cash flow, and to the local mission. The next time a friend is over invite them to go shopping in your closet. It’s so much fun!

Freeze up some of those $5 Dinners and pass them along when a friend is in need. They don’t need to know that most of the ingredients were free to cheap after coupons, rebates, and catalina deals!

Be on the alert for great deals that your friends will enjoy. I’ve signed friends up for free magazine subscriptions (using my personal information, of course!), sent them hot coupons, and scooped up free items in stores that I knew they would love. In fact, last weekend, I saved my family $125 on family vacation because of some great restaurant deals that I knew about. I’m pretty sure they love me a little bit more because of it too!

Share your knowledge. This is possibly the most fun. You know that old saying about teaching a man to fish and feeding him for a lifetime? I have a growing list of friends and family who thank me on a regular basis for teaching them how to CVS. Not everyone will jump on your offer to teach them how to coupon, but those who do will be changed forever!

Why not splurge a bit every once in a while? If you see a gift that screams your friend’s name and it doesn’t happen to be on clearance or free after ECBs, how about throwing caution to the wind and blessing your friend with it? Obviously, I don’t recommend spending more than your budget allows. But, with all the money you are saving elsewhere, I’m guessing you may have a little wiggle room for the occasional generous fling.

Ok, so maybe we aren’t Oprah. But that doesn’t mean we can’t be generous. Who knows—maybe with enough pennies pinched, we can actually save up for that girls’ getaway to the Caribbean someday!

Filed Under: Frugal Tips

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My  name is Kaley. Wife, Mama, and Dreamer, I have a passion for saving money, living simply, and helping others find creative ways to live large on a limited budget.

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