Cha-Ching on a Shoestring™

Living Large on a Limited Budget

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25 Ways to Save Money Without Using Coupons

February 24th, 2016 By Kaley
This post may contain affiliate links, which means I will make a small commission if you click and make a purchase.

How to Save Money Without Couponing

How to Save Money without Using Coupons

 

If you’ve been a long time reader, you may have noticed something different around here recently: we are no longer posting weekly coupon match-ups.

It was not a decision that came lightly by any means, and in fact took me many, many months to consider the pros and cons.  I hated the thought of letting down my readers who found us and stuck around because of our coupon posts for their local stores. I love my readers!

But as I carefully considered my options, it became quite clear that removing coupon match-ups would simply allow for a fresh shift in focus on other ways to save and live large on a limited budget. Change might be hard, but keeping things fresh is good, right?

For those who are wondering, I wanted to take some time to address a few of the reasons why we made the change.

1) The need is not as great as it used to be. 

With the advent of the Favado app and the increase in the number of other sites that post match-ups, the need for us to post weekly store deals has waned over the years. Posting matchups takes a considerable amount of time that didn’t seem to equate to the demand.

2) The deals aren’t as great as they used to be. 

I started couponing in 2008, back when the Recession was in full swing and prior to the craze of the Extreme Couponing show. It was during that season that you could indeed stock up on piles of free mustard and toothpaste and breakfast cereal. At times, I was even paid to shop. Couponing was a big THING.

Sadly, many people also started abusing the system during that time and stores began to notice. Many stores changed their coupon policies and became less coupon friendly. And while there were still some great deals to be found, it simply wasn’t as easy any more.

3) I have personally taken a break from couponing. 

In the past year, I have taken a break from couponing. I still run out to get an awesome deal from CVS from time to time, but couponing has simply taken a back seat to other priorities in my life. I do most of my grocery shopping at ALDI where they don’t even accept coupons and I shop the best deals on Amazon Subscribe & Save to buy certain items in bulk.

I also have a renewed desire to live simply and joyfully and that meant eliminating certain things from my To Do list. Couponing has been one of those things.

I certainly support and applaud my couponing readers and if you need help finding coupon match-ups for your store, I will be glad to help. We will continue to post the hottest coupon deals that we find in stores like CVS, Rite Aid, Walgreens, Walmart and Target. We still love finding a great deal with coupons around here!

We’ll also continue to focus on creative ways to save money because that never gets old!  In fact, I think you are going to LOVE the fresh new posts with recipes, DIY, gift, and organizing ideas on a shoestring.

Want to Save Money without Couponing? Here are 25 ways to stretch your dollars – no coupons involved!

  1. Shop your store’s sales cycle. Most items go on sale every 6-12 weeks. Stock up when their price is the lowest.
  2. Shop at ALDI.
  3. Buy generic brands.
  4. Skip prepared and convenience foods.
  5. Check unit prices.
  6. Buy certain items in bulk.
  7. Embrace meal planning. (Find out about the meal planning method I’ve used for years here.)
  8. Shop Amazon’s Subscribe & Save program.
  9. Know the best items to buy at the Dollar Store.
  10. Shop the reduced bakery and produce section in your store.
  11. Find out how to get free stuff on Amazon.
  12. Make your own Instant Oatmeal Packets.
  13. Participate in your local Freecycle group.
  14. Buy household organization containers at the Dollar Store.
  15. Participate in online neighborhood yard sales.
  16. Shop yard sales.
  17. Sign up for Pinecone Research and earn $3 per survey.
  18. Sign up for free samples by mail.
  19. Sign up for Swagbucks. (Find out how to earn a free $25 Amazon gift card every month.)
  20. Use the Ibotta app.  (Learn more here.)
  21. Use the Checkout 51 app. (Learn more here.)
  22. Use the Receipt Hog app. (Learn more here.)
  23. Sign up for SavingStar. (Learn more here.)
  24. Sign up for Pampers Rewards – you don’t even need kids in diapers! (Learn more here.)
  25. And most importantly – simply buy less!

What would you add to the list?

 

How to Save Money without Coupons

Filed Under: Merry Little Living, Saving money, Simple Living

Pinecone Research is Accepting Applicants – Earn $3 per Survey!

February 18th, 2016 By Kaley
This post may contain affiliate links, which means I will make a small commission if you click and make a purchase.

My all-time favorite survey company is accepting applicants!  If you have been trying to get in, it’s worth another try!

Sign up for the Pinecone Panel for the opportunity to get paid for your opinions.

Earn points for each completed product survey, which can be exchanged for cash and other rewards. Each completed survey earns you enough points to cash out for $3.

If this sounds like something you would enjoy, be sure to apply today!

Looking for more ways to earn FREE stuff online?  Click here. 

Filed Under: Free Stuff Finder, Survey sites Tagged With: Free Stuff Online

Swagbucks: Share the Love and Earn Bonus SB!

February 15th, 2016 By Kaley
This post may contain affiliate links, which means I will make a small commission if you click and make a purchase.

 

Share The Love and Earn 300 Bonus SB!

It’s time for another Three For All. Share Swagbucks with those you care about and you could both earn a 300 SB Bonus.

Here’s how:

  • Refer a friend to Swagbucks between Monday, February 8th and Monday, February 29th
  • Your referral earns 300 SB by February 29th
  • You AND your referral will both be awarded an additional 300 SB each
  • That’s it (the 300 SB bonuses will credit by March 5th)

So once again, starting today, share the love and send out those referrals and get those referrals earning!

Don’t know what all this Swagbucks buzz is about? Sign up here for your free account. Be sure to use my exclusive code CHACHING70 to start off with 100 FREE swag bucks! (Just click on the words, “I have a sign up code.”) Then get started earning free $3 – $50 Gift Cards or PayPal cash by taking surveys, searching the web, watching videos, or shopping online. They’ve already awarded over $100,000,000 and have an A+ rating from the Better Business Bureau. You won’t regret giving Swagbucks a try!

Click here to find out how to earn a FREE $25 Amazon gift card every month with Swagbucks!

 

 

Filed Under: Free Stuff Finder Tagged With: Free Stuff Online

H&R Block Online File for Free 2016

February 10th, 2016 By Kaley
This post may contain affiliate links, which means I will make a small commission if you click and make a purchase.

H&R Block FREE Edition 2016 – File Federal Taxes Online for FREE

Looking for a way to file your taxes online for free this year?  Click here to see if you qualify to complete your federal tax return for FREE with the H&R Block Free Edition 2016.

I like that they offer an online community forum as well!

Please note that state returns are an additional fee.

Click here to sign up.

Filed Under: Free Stuff Finder Tagged With: Free Stuff Online

Amazon Subscribe and Save Under $5 Deals February 2016 Updated

February 2nd, 2016 By Kaley
This post may contain affiliate links, which means I will make a small commission if you click and make a purchase.

Subscribe and Save Program

Amazon Subscribe and Save Under $5 Deals February 2016 

The Amazon Subscribe and Save Deals Under $5 list has been updated for the month of February.  These items are a great way to help you reach your 15% discount when you have 5 Subscribe & Save orders in one month.

Head over here to check out the Under $5 list.  Click here to check out the latest Subscribe & Save offers I’ve posted.

Filed Under: Amazon deals, Online Deals Tagged With: Subscribe & Save

Swagbucks: Swag Hearts Collectors Bills (Earn Bonus SB!)

February 1st, 2016 By Kaley
This post may contain affiliate links, which means I will make a small commission if you click and make a purchase.

Not everyone is a fan of Valentine’s Day, some even not so fondly refer to it as Singles Awareness Day! However, there is one thing we can all agree on, we all love those small candy hearts! You know, those little pastel-colored candy hearts whose mouthfeel seems remarkably similar to chalk. It’s not so much about the taste or feel though, it’s all about the memories they trigger and how they make you feel.

Well Swagbucks has cooked up a batch of those candy hearts that are sure to make you feel great. They call them Swag Hearts!

Collect all 5 candy heart-themed Collector Bills and you’ll earn a 20 SB bonus!

For those of you who are wondering what Collector Bills are, I’m here to explain.

How Do I Get Collector Bills?

It’s simple. Search the web through the Swagbucks Search Engine through Friday, February 12th at 11:59pm PT/Saturday, February 13th 2:59am ET, and when you get a search win, you may get a special Collector Bill valued at either:

  • 8 SB
  • 14 SB
  • 25 SB
  • 32 SB
  • 39 SB

What happens when I get a Collector Bill?

When you win a limited edition Collector Bill you’ll receive the value of the bill and the bill will be added to your “Collector’s Bill” ledger. Collect all 5 bills and you’ll instantly earn a 20 SB bonus!

Is it possible to collect the same Collector Bills multiple times?

Yes, you could collect any of the Collector Bills multiple times by February 12th, and you receive the value of the bill each time. After all, who doesn’t love candy!

Pro Tip: Default your search engine on your browser to Swagbucks to get Collectors Bills and SB every time you google “What time is the Super Bowl?” without even thinking about it.

New to Swag Bucks? Sign up here for free and be sure to use my exclusive code CHACHING70 to start off with 100 FREE swag bucks! (Just click on the words, “I have a sign up code.”). Click here to learn how to earn a free $25 Amazon (or Starbucks, Target, Regal and more…) gift card every month with Swagbucks!

 

 

Filed Under: Free Stuff Finder Tagged With: Free Stuff Online

A Perfect Grandparent Gift: Homemade Pie of the Month Club (with a Free Printable!)

January 30th, 2016 By Kaley
This post may contain affiliate links, which means I will make a small commission if you click and make a purchase.

Grandparents Pie of the Month Club

My husband’s parents have been such good grandparents to our now-adult children. Every Christmas or birthday or anniversary we want to give them a special gift.

Normally we get something for their home. At the moment they live in a small senior apartment, but in the near future they are contemplating moving into a granny flat on some land owned by a relative. Some friends of theirs from Australia recently moved into one of these affordable granny flats in Sydney so they have been tempted to find something similar to call their own. Granny flats are an excellent solution if any elderly relatives in your family live with mobility issues or simply need to downsize.

This year though we wanted to get something entirely different! One day last fall I got a sudden urge to bake an apple pie–it was, after-all, fall. When we took it out of the oven, Doug and I decided to visit Dad and Mom and share our bubbling treat with them. And, oh, the fun we had–sitting around the table laughing together between bites of sweet deliciousness.

OLYMPUS DIGITAL CAMERA

I shared this story with my family, and we decided that the perfect Christmas gift for Gr and Gr (as they are lovingly called) would be the gift of a “Pie of the Month Club.”

I created a card for them and, since most of our children aren’t local, I used the phrase “randomly throughout the year”. Gr and Gr keep the card on display in their apartment so that everyone who visits can see it. [Doesn’t that make you want to smile?]

Grandparent Gift Pie[Grandpa Doug savors his apple pie with fluffy whipped cream.]

Doug and I signed up for the first month. When we arrived with the still-warm-from-the-oven pie, there were smiles all around. And, of course, after we ate the pie, we watched “Wheel of Fortune” together. [You smiled again, didn’t you?]

Pie Grandparent Gift[I made the pie with Splenda so Grandma Jo could enjoy it too.]

Is there someone you’d like to bless throughout the year?

If so, I have created a printable for you that can be folded in half to make a card. [I used tan card stock and then trimmed it to the size I wanted.] You can personalize the card with your own whatever-the-occasion message inside.

Grandparent Gift Pie

Printable: Pie of the Month Club

Pie of the Month Club

And there you have it–whether it be pie of the month, dessert of the month or soup of the month–such a perfect gift for someone you love.

***

For those of you who haven’t met her, the Dollar Store Diva happens to be my Mom who has a special power. She can transform Dollar Store and other inexpensive finds into super fun gifts that would brighten anyone’s day! Check out more of her fun ideas here.

Filed Under: Giving Tagged With: Dollar Store Diva

MyGiftCardsPlus: Earn 10% Cash Back on your Family Fun Time

January 30th, 2016 By Kaley
This post may contain affiliate links, which means I will make a small commission if you click and make a purchase.

Looking for a fun night out this weekend that doesn’t break the bank? MyGiftCardsPlus, powered by Swagbucks, has your meal ticket ready and waiting! Get this: on your first purchase of a Gift Card to Domino’s Pizza, Red Robin, Applebee’s, and IHOP this weekend, MyGiftCardsPlus will give you a 100 SB Bonus on top of the Cash Back they already give you on those purchases!

What does that look like in reality? Let’s do the math. Say you could make good use of a small $25 gift card to all of these restaurants:

  • One Domino’s Pizza picnic date night = 5.4% Cash Back + 100 SB Bonus = at least 235 SB to you!
  • One Red Robin fun lunch for the burger lovers = 5.4% Cash Back + 100 SB Bonus = at least 235 SB to you!
  • One hearty IHOP brunch for the family = 5.4% Cash Back + 100 SB Bonus = at least 235 SB to you!
  • One Girls night at Applebee’s = 6% Cash Back +100 SB Bonus = at least 250 SB to you!

What’s your Total? $100 in cheap family fun, plus 955 SB for your troubles, or 9.6% total Cash Back! Use that savings for more gift cards, or put it in the bank with PayPal and save for a rainy day.

The easiest way to save on dining out is saving before you even leave the house! Purchase a gift card from MyGiftCardsPlus before you leave the house, trust me, your favorite foods will be all the more delicious with a little Cash Back in your wallet!

You hungry yet?

Don’t know what all this MyGiftCardsPlus or Swagbucks talk is about? Sign up here for free and be sure to use my exclusive code CHACHING70 to start off with 100 FREE swag bucks! (Just click on the words “I have a sign up code.”).

 

 

Filed Under: Free Stuff Finder Tagged With: Free Stuff Online

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My  name is Kaley. Wife, Mama, and Dreamer, I have a passion for saving money, living simply, and helping others find creative ways to live large on a limited budget.

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